Bank of America Bombshell: Whistleblowers Reveal Orchestrated Coverup and Massive Borrower HarmEditor’s Note: In his 2012 State of The Union address, President Obama spoke of American homeowners abused by unscrupulous banks and financial institutions. Have they gotten justice? What follows is the first in a new series examining f oreclosure settlements and the disturbing patterns of incomptency, malfeasance, and conflicts of interest which have marked their execution.